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Money

The truth about offsetting loans with investments

I’ve often heard people say it is easy to overcome the low car loan interest rates. While it may be 1.88%, the effective interest rate is much higher than that, about 4%. And people will tell me that it is… Continue Reading →

Saving is a virtue, investing is a method

I thought this would be a very good blog entry so I decided to write it. I was out with my junior from Ngee Ann Polytechnic. He wanted to get himself a nice Cello before he serves NS so we… Continue Reading →

Life is like a cuppa kopi

A group of alumni, highly established in their careers, got together to visit their old university professor. Conversation soon turned into complaints about stress in work and life. Offering his guests coffee, the professor went to the kitchen and returned… Continue Reading →

Image and Social Status

I had a discussion with wifey while driving home from dinner today that no matter how we tell ourselves not to judge a book by its cover, it’s only human that we do. Afterall we have two eyes. (This is… Continue Reading →

Money in the bank

I’m sure many of you have heard of (or a variant of) the following question: If I gave you a million dollars, what would you do with it? My usual answer is “I don’t know, give it to me first.”… Continue Reading →

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