2013 has been yet another crazy year, although much better than 2012. A summary of what I have learnt in 2013: –

  • Patience is a virtue, especially when driving. (Easier said than done.)
  • If you ask, you shall receive.
  • Expectation is a bitch. Expect less and you may be happier.
  • In order to grow yourself you need to grow those around you.
  • Regrets are meaningless. Instead take them as lessons learnt and make the best of it.
  • Money is a tool. Use it to buy more experiences, not things.
  • Stock markets are dominated by computer bots. Be weary. Do not trust reports from trading firms.
  • It’s never too early to plan your finances. Track income & expenses in detail. Document your net worth monthly.
  • Healthy food costs more, unfortunately. If you can afford it, eat healthier instead of getting a $60 haircut. I went to QB house for the entire of 2013.

Plans for 2014: –

  • New house — hopefully to regain some sanity.
  • New member of the family (fingers crossed).
  • Continue growing myself and people around me.
  • Learn to be more focused.
  • Learn to be more positive.
  • Make more friends.