The government just announced that the CPF minimum sum will be raised to $155K this year. Back in 2003 the min. sum was $80K. Minimum sum will be $600K by 2037 Looking at this chart I came up with a… Continue Reading →
Earlier I wrote about the painful (and expensive) financial lessons I learnt over the last few years. I’ve been reading books and articles and will slowly reshuffle my investment portfolio. My current investment portfolio looks like this: My nett investments… Continue Reading →
Living and investing in property are two different things. Being risk averse, I believe that the first home where we plan to live in should always be cheap and well within our financial comfort zone. The half CPF OA rule… Continue Reading →
Several times a year for the past few years I would revisit and update a spreadsheet that I created sometime back in 2010/2011 to track my (and wife’s) financials. It tracks our incomes, expenses, investments and assets and gives a… Continue Reading →
2013 has been yet another crazy year, although much better than 2012. A summary of what I have learnt in 2013: – Patience is a virtue, especially when driving. (Easier said than done.) If you ask, you shall receive. Expectation… Continue Reading →
Wheel upsizing (wider tyres + larger rims + wider offsets) and ride lowering are very commonly seen vehicle modifications. Many do so primarily for aesthetics and do not understand how these modifications affect handling. They think or hearsay they are… Continue Reading →
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