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Trip to Turkey

An old college friend was planning a trip and asked if anybody wanted to tag along. Having been through several continuous weeks of noises from the upstairs dwelling (school holidays, ya) I thought to myself: “Why not?” It was also… Continue Reading →

Continuation to the CPF MSS Debate

Here’s a continuation to the big CPF Minimum Sum Scheme (MSS) debate that made a record 128 comments on my Facebook wall post. The entire debate broke up into two topics of discussion. One of them is whether CPF is… Continue Reading →

CPF Minimum Sum at $155K?!

The government just announced that the CPF minimum sum will be raised to $155K this year. Back in 2003 the min. sum was $80K. Minimum sum will be $600K by 2037 Looking at this chart I came up with a… Continue Reading →

Investment portfolio reshuffle

Earlier I wrote about the painful (and expensive) financial lessons I learnt over the last few years. I’ve been reading books and articles and will slowly reshuffle my investment portfolio. My current investment portfolio looks like this: My nett investments… Continue Reading →

Property ownership and investment in Singapore

Living and investing in property are two different things. Being risk averse, I believe that the first home where we plan to live in should always be cheap and well within our financial comfort zone. The half CPF OA rule… Continue Reading →

Financial Lessons

Several times a year for the past few years I would revisit and update a spreadsheet that I created sometime back in 2010/2011 to track my (and wife’s) financials. It tracks our incomes, expenses, investments and assets and gives a… Continue Reading →

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