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Property ownership and investment in Singapore

Living and investing in property are two different things. Being risk averse, I believe that the first home where we plan to live in should always be cheap and well within our financial comfort zone. The half CPF OA rule… Continue Reading →

Financial Lessons

Several times a year for the past few years I would revisit and update a spreadsheet that I created sometime back in 2010/2011 to track my (and wife’s) financials. It tracks our incomes, expenses, investments and assets and gives a… Continue Reading →

Ushering in 2014

2013 has been yet another crazy year, although much better than 2012. A summary of what I have learnt in 2013: – Patience is a virtue, especially when driving. (Easier said than done.) If you ask, you shall receive. Expectation… Continue Reading →

Wheel upsizing and ride lowering – why you are doing it wrong

Wheel upsizing (wider tyres + larger rims + wider offsets) and ride lowering are very commonly seen vehicle modifications. Many do so primarily for aesthetics and do not understand how these modifications affect handling. They think or hearsay they are… Continue Reading →

Motoring tips for wet Singapore roads

It’s the time of the year again. Singapore gets an average of 19 rainy days and about 260-290mm of rainfall in November and December1. Flash floods and accidents are reported everywhere, as if our traffic isn’t already bad enough! There’s… Continue Reading →

Where have the peaceful HDB estates gone?

I haven’t been blogging for a while, so this really means something I feel strongly about to have me start writing again. Wifey was down with high fever over the long Hari Raya/National Day weekend. Her fever persisted for four… Continue Reading →

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