Here’s a continuation to the big CPF Minimum Sum Scheme (MSS) debate that made a record 128 comments on my Facebook wall post. The entire debate broke up into two topics of discussion. One of them is whether CPF is… Continue Reading →
The government just announced that the CPF minimum sum will be raised to $155K this year. Back in 2003 the min. sum was $80K. Minimum sum will be $600K by 2037 Looking at this chart I came up with a… Continue Reading →
Earlier I wrote about the painful (and expensive) financial lessons I learnt over the last few years. I’ve been reading books and articles and will slowly reshuffle my investment portfolio. My current investment portfolio looks like this: My nett investments… Continue Reading →
Living and investing in property are two different things. Being risk averse, I believe that the first home where we plan to live in should always be cheap and well within our financial comfort zone. The half CPF OA rule… Continue Reading →
Several times a year for the past few years I would revisit and update a spreadsheet that I created sometime back in 2010/2011 to track my (and wife’s) financials. It tracks our incomes, expenses, investments and assets and gives a… Continue Reading →
2013 has been yet another crazy year, although much better than 2012. A summary of what I have learnt in 2013: – Patience is a virtue, especially when driving. (Easier said than done.) If you ask, you shall receive. Expectation… Continue Reading →
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